When Phoebe’s sleep is disrupted by her grandmother’s loud intimate activities with her boyfriend, Monica extends an invitation for Phoebe to stay over at her and Rachel’s apartment.
In a separate storyline, Chandler and Joey visit Ross at the coffee house to offer him a late birthday gift: tickets to a hockey game. Ross, initially hesitant due to the day coinciding with the anniversary of his first intimate encounter with his ex-wife Carol, eventually agrees after Joey promises him a foam finger.
At the hockey game, Ross finds himself dwelling on memories of Carol, leading to bouts of melancholy that annoy Chandler and Joey. His spirits lift momentarily during the game, only to be dashed when he is struck in the face by a hockey puck, necessitating a trip to the hospital. There, they encounter a difficult receptionist, Nurse Sizemore, whom Ross accidentally hits with the puck, albeit in a comedic moment.
Meanwhile, Rachel receives her first paycheck, which initially excites her until she realizes the substantial deductions for taxes. She also reconnects with her affluent friends Leslie, Kiki, and Joanne, who inadvertently exacerbate her feelings of inadequacy due to her modest income. Back at the apartment, as the girls prepare for a sleepover, Rachel’s mood worsens when she receives a call from her credit card company, highlighting her financial constraints.
The evening takes a humorous turn when a pizza delivery arrives, intended for “G. Stephanopoulos,” prompting the girls to use binoculars to observe their neighbor George. Inebriated, they engage in a game of revealing secrets, leading to a physical altercation between Monica and Rachel, which is halted by Phoebe upon spotting George. They implore George to remove his towel, which he obliges.
The episode concludes with a light-hearted scene of Joey and the girls playing Twister, with Chandler stepping in for Rachel, who receives another call from her credit card company but asserts her independence confidently.